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This is the cheat’s way to enjoy Banana Bread French Toast without ever baking a loaf! We’re talking about turning plain slices of bread into something that tastes like banana bread, then frying them up golden and topping it all off with a silky cream cheese glaze.

How does one turn an ordinary piece of toast into a dreamy, toasted banana bread experience? The answer’s right here, and it’s dangerously easy.

Cream Cheese drizzled over Banana Bread French Toast

What Makes This Recipe So Good

There’s something magical about this Banana Bread French Toast recipe because it takes the comfort of banana bread and turns it into a warm, golden breakfast that feels indulgent but couldn’t be easier. Each slice soaks up that creamy banana mixture, giving you all the cozy flavor without waiting for a loaf to bake.

The secret is in the simplicity. Using basic pantry ingredients, you’ll get that soft, custardy center and crisp, caramelized edges that make every bite irresistible. Top it with a drizzle of cream cheese glaze, and you’ve officially upgraded your morning toast into something unforgettable.

What Goes Into Banana Bread French Toast

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Flat lay photo of ingredient shot of banana, confectioner sugar, white sugar and ground cinnamon, pure vanilla extract, banana slice, milk, greek yogurt, cream cheese, bread, egg, pecans

You only need a few simple ingredients to turn everyday bread into Banana Bread French Toast magic. Here’s what makes it shine:

  • Banana: A ripe banana adds natural sweetness and that signature banana bread flavor.
  • Cinnamon: Warm and aromatic, it gives your toast that cozy, home-baked touch.
  • Vanilla Extract: A little vanilla rounds out the flavor and enhances the banana.
  • Cream Cheese: Whipped into a glaze with yogurt and sugar for the perfect creamy finish.

Note: Please see recipe card at the bottom for a full list of ingredients with measurements.

How To Make Banana Bread French Toast

Combine banana, egg, milk, sugar, cinnamon, and vanilla in a blender until smooth.
  1. Blend Mixture: Combine banana, egg, milk, sugar, cinnamon, and vanilla in a blender until smooth. A few banana lumps are fine if you prefer a more rustic texture.
Pour the mixture into a shallow dish and coat each bread slice evenly,
  1. Prepare the Bread: Pour the mixture into a shallow dish and coat each bread slice evenly, letting it soak for a few seconds per side.
Melt butter or spray oil on a pan over low heat
  1. Heat the Pan: Melt butter or spray oil on a pan over low heat, giving it a moment to warm before cooking.
Fry each soaked slice until golden and lightly crisp on both sides
  1. Cook Until Golden: Fry each soaked slice until golden and lightly crisp on both sides, turning gently with a spatula.
 Whip the cream cheese, yogurt, and sugar
  1. Make the Glaze: Whip the cream cheese, yogurt, and sugar together with a hand mixer until smooth and creamy.
Stack the toasts, drizzle with the cream cheese glaze, and top with banana slices and pecans.
  1. Assemble and Serve: Stack the toasts, drizzle with the cream cheese glaze, and top with banana slices and pecans for extra flair.

This sweet breakfast treat pairs beautifully with something savory or cozy on the side. Try it with Cream Cheese Scrambled Eggs for a creamy contrast, or serve it alongside a steaming bowl of Pumpkin and Spinach Soup with Crispy Bacon for a comforting brunch twist. And if you’re in the mood to double down on indulgence, finish it with a slice of Peanut Butter Chocolate Chip Banana Bread for the ultimate banana lover’s combo.

Tips For Making Banana Bread French Toast

  • Go for ripe bananas. The spottier, the better. They give that deep, sweet banana flavor that makes this taste like real banana bread.
  • Don’t drown the bread. A quick dip on each side is all it needs to soak up the custard without turning mushy.
  • Keep the heat gentle. Low and slow gives you that gorgeous golden crust while keeping the center soft and custardy.
  • Toast those pecans. It takes an extra minute, but the flavor payoff is huge. That nutty crunch on top makes every bite better.

Recipe FAQ’s

Can I Use Any Type Of Bread?

Yes! Thick slices of brioche, challah, or even day-old sandwich bread work great. The sturdier the bread, the better it holds the banana mixture without falling apart.

What If I Don’t Have Cream Cheese?

No problem. You can swap it with mascarpone, ricotta, or even Greek yogurt for a lighter glaze that still tastes amazing.

Why Is My French Toast Soggy?

It’s usually because the bread soaked too long or the heat was too high. Keep the soak quick and cook on low heat for the best texture.

Banana Bread French Toast with a Cream Cheese Glaze

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Banana Bread French Toast

Prep Time: 2 minutes
Cook Time: 8 minutes
Total Time: 10 minutes
Servings: 4 Serves
An easy Banana Bread French Toast drizzled with a Cream Cheese Glaze!
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Ingredients 
 

French Toasts:

  • 8 slices of bread of your choice
  • 1 large banana
  • 1 large egg
  • 1/2 cup milk (reduced fat; normal milk or almond milks are fine)
  • 1 tablespoon granulated sweetener or sugar of choice
  • 1 teaspoon ground cinnamon
  • 2 teaspoons pure vanilla extract

Cream Cheese Glaze

  • 1/2 cup cream cheese
  • 1/4 cup Greek yogurt (or any plain yogurt)
  • 1/3 cup confectioners (or icing) sweetener/sugar
  • *Banana slices and pecans to serve

Instructions 

French Toasts

  • Blend all of the French Toast ingredients in a blender, or alternatively, mash the banana with a fork, then whisk the egg, milk, sweetener/sugar, cinnamon and vanilla into it to combine really well (it's ok to have a few banana lumps in the mix).
  • Coat bread evenly in the egg wash.
  • Heat a pan with butter or cooking oil spray; fry soaked bread on low heat on both sides until golden and browned, flipping gently to turn.
  • Serve with the cream cheese glaze, banana slices and pecans (optional)

Cream Cheese Glaze:

  • Combine all of the glaze ingredients together in a bowl; use a hand beater to whip until smooth.

Notes

Nutrition calculated excluding toppings, and two slices per serve.

Nutrition

Calories: 299kcal | Carbohydrates: 49g | Protein: 14g | Fat: 5g | Saturated Fat: 2g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 1g | Trans Fat: 0.02g | Cholesterol: 49mg | Sodium: 496mg | Potassium: 347mg | Fiber: 3g | Sugar: 21g | Vitamin A: 146IU | Vitamin C: 3mg | Calcium: 234mg | Iron: 2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Tried this? Leave a comment below!
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Hey Good Food Lovers! It’s nice to see you! My name is Karina. Welcome to Cafe Delites, my beloved space for the last 10 years where my passion for food has flourished and connected millions!

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4 Comments

  1. Margaret Ann @ MAK and Her Cheese says:

    This looks divine. I think this would be especially good with banana sprinkled with cinnamon, pan-seared, and served on top! I’m also obsessed with maple, so it would be hard to stop me from using maple syrup in the cream cheese glaze instead of sugar (even though it would take away from that beautiful thickness somewhat). Thanks for the recipe!

    1. Karina says:

      Yum I love your ideas! And you’re welcome 😉

  2. Bethany @ Athletic Avocado says:

    I think Im in heaven!! This recipe is incredible!!

    1. Karina says:

      Haha thank you Bethany!