Combine the flour/s, baking powder, soda and sweetener/sugar in a medium sized bowl.
Make a well in the centre and add butter, egg and milk.
Mix well until combined, but don't over beat the batter
Add the coffee powder and fold in chocolate chips, stirring until the coffee has dissolved.
Cook on a nonstick pan using 1/4 cup batter per pancake until golden, and flip.
Repeat with remaining batter.
To make cappuccino frosting, beat yoghurt and sweetener/sugar together until smooth. Spoon onto pancakes and top with chocolate dusting powder
To make the hot fudge sauce, combine all sauce ingredients together, and drizzle over pancakes